$6.95B
+1.6%y/y
Percentile by value95th percentileby value
FDIC
LNLSGRUB
Univest Bank and Trust Co.
Souderton, PennsylvaniaFDIC Cert #7759
STATEEstablished 187651 branches
Holding company: UNIVEST FINANCIAL CORPRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $929M |
| Investor CRE | $1.58B |
| Multifamily | $379M |
| Construction | $299M |
| 1–4 family | $1.71B |
| C&I | $929M |
| Agriculture | $716M |
| Other | $414M |
Loan book
Reported balances and balance-sheet intensity.
$6.87B
+1.6%y/y
Percentile by value95th percentileby value
FDIC
LNLSNET+1.59%
−59.0%y/y
Percentile by value23rd percentileby value
FDIC
LNLSNET99.2%
−0.4%y/y
Percentile by value84th percentileby value
FDIC
LNLSNET + DEP84.7%
−0.4%y/y
Percentile by value93rd percentileby value
FDIC
LNLSNET + ASSET83.58%
+0.9%y/y
Percentile by value59th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
264%
+1.7%y/y
Percentile by value63rd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC35%
+5.7%y/y
Percentile by value42nd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,634points
−1.8%y/y
Peer standing79th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD13.35%
+5.3%y/y
Percentile by value63rd percentileby value
FDIC
LNRENROW + LNLSGR22.71%
−1.5%y/y
Percentile by value61st percentileby value
FDIC
LNRENROT + LNLSGR13.35%
−3.0%y/y
Percentile by value56th percentileby value
FDIC
LNCI + LNLSGR