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BDI
UB

Univest Bank and Trust Co.

Souderton, PennsylvaniaFDIC Cert #7759

STATEEstablished 187651 branches

Holding company: UNIVEST FINANCIAL CORPRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.19%
−47.1%y/y
Peer standing68th percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.05%
+1,046.5%y/y
Peer standing20th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.25%
+55.7%y/y
Peer standing77th percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.31%
+83.6%y/y
Peer standing75th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.56%
+31.5%y/y
Peer standing43rd percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$45.4M
+34.1%y/y
Peer standing24th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.07%
−26.4%y/y
Peer standing48th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
$1.26M
−25.1%y/y
Peer standing31st percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.28%
−0.3%y/y
Percentile by value67th percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$13.5M
−46.2%y/y
Peer standing44th percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$3.75M
+1,064.6%y/y
Peer standing13th percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$17.6M
+58.2%y/y
Peer standing54th percentile
Peer standing in asset:3b_10b
FDICNAASSET