$4.19B
+5.0%y/y
Percentile by value62nd percentileby value
FDIC
LNLSGRPS
Peoples Security Bank and Trust Company
Dunmore, PennsylvaniaFDIC Cert #7514
STATEEstablished 190540 branches
Holding company: PEOPLES FINL SERVICES CORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $580M |
| Investor CRE | $895M |
| Multifamily | $432M |
| Construction | $296M |
| 1–4 family | $859M |
| C&I | $706M |
| Agriculture | $12M |
| Other | $410M |
Loan book
Reported balances and balance-sheet intensity.
$4.15B
+5.1%y/y
Percentile by value62nd percentileby value
FDIC
LNLSNET+5.08%
−87.1%y/y
Percentile by value44th percentileby value
FDIC
LNLSNET93.8%
+2.5%y/y
Percentile by value71st percentileby value
FDIC
LNLSNET + DEP76.7%
−3.1%y/y
Percentile by value69th percentileby value
FDIC
LNLSNET + ASSET77.88%
+2.8%y/y
Percentile by value43rd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
284%
−10.8%y/y
Percentile by value72nd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC52%
−13.8%y/y
Percentile by value65th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,529points
+2.8%y/y
Peer standing85th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD13.85%
−1.8%y/y
Percentile by value69th percentileby value
FDIC
LNRENROW + LNLSGR21.36%
+2.3%y/y
Percentile by value56th percentileby value
FDIC
LNRENROT + LNLSGR16.85%
−4.5%y/y
Percentile by value65th percentileby value
FDIC
LNCI + LNLSGR