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BDI
PS

Peoples Security Bank and Trust Company

Dunmore, PennsylvaniaFDIC Cert #7514

STATEEstablished 190540 branches

Holding company: PEOPLES FINL SERVICES CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.28%
+11.4%y/y
Peer standing55th percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−76.6%y/y
Peer standing47th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.27%
−52.6%y/y
Peer standing74th percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.28%
−53.3%y/y
Peer standing78th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.25%
−49.8%y/y
Peer standing74th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$13.3M
−45.6%y/y
Peer standing69th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.08%
−23.1%y/y
Peer standing45th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
$808K
−12.4%y/y
Peer standing38th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.94%
−8.2%y/y
Percentile by value25th percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$11.6M
+16.9%y/y
Peer standing49th percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$161K
−75.4%y/y
Peer standing45th percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$11.4M
−50.3%y/y
Peer standing67th percentile
Peer standing in asset:3b_10b
FDICNAASSET