1.48%
+2.2%y/y
Peer standing87th percentile
FDIC
NETINC + ROAB
BankSouth
Greensboro, GeorgiaFDIC Cert #16418
OCCEstablished 194610 branches
Holding company: BANKSOUTH HOLDING CORegulator: OCC
FDIC
CERT + OFFDOMProfitability, margin & efficiency
Performance
Returns, spread economics, operating efficiency, and growth viewed against this bank's official FFIEC UBPR peers.
As of Q1 2026
Returns & margin
Annualized returns and the economics of earning assets and paid funding.
14.92%
+7.2%y/y
Peer standing89th percentile
FDIC
NETINC + ROE1.88%
+1.4%y/y
Peer standing88th percentile
FDIC
PTAXNETINC + ASSET4.58%
+8.9%y/y
Peer standing94th percentile
FDIC
NIM + NIMY6.19%
+0.3%y/y
Peer standing92nd percentile
FDIC
INTINCY2.33%
−17.7%y/y
Peer standing71st percentile
FDIC
EINTEXP + DEPIDOMEfficiency & growth
Operating productivity and year-over-year balance-sheet momentum.
70.30%
−2.5%y/y
Peer standing49th percentile
FDIC
NONIX + NIM + NONII + EEFFR4.46%
−7.1%y/y
Peer standing6th percentile
FDIC
NONIX + ASSET31.96%
−20.8%y/y
Percentile by value91st percentileby value
FDIC
NONII + NIM+18.78%
+253.3%y/y
Percentile by value97th percentileby value
FDIC
ASSET+20.45%
+295.3%y/y
Percentile by value98th percentileby value
FDIC
DEP+9.16%
+564.5%y/y
Percentile by value85th percentileby value
FDIC
LNLSNETHow this bank compares
Switch cohorts or expand any row to inspect the full distribution.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA1.48%87th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.13%Median 0.75%90th 1.56%Observations 130
ROE
FDIC
NETINC + ROE14.92%89th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.17%Median 6.45%90th 15.17%Observations 130
NIM
FDIC
NIM + NIMY4.58%94th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.27%Median 3.07%90th 4.27%Observations 130
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR70.30%49th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 47.12%Median 70.18%90th 88.52%Observations 130
Deposits YoY
FDIC
DEP+20.45%96th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.43%Median +3.43%90th +10.59%Observations 130
Loans YoY
FDIC
LNLSNET+9.16%84th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.95%Median +3.82%90th +12.78%Observations 129
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.55%50th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.13%Median 0.56%90th 1.80%Observations 129
Leverage
FDIC
RBC1AAJ9.93%33rd percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.09%Median 10.79%90th 16.37%Observations 130
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.33%71st percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.81%Median 2.63%90th 3.99%Observations 130
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC236%59th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 26%Median 204%90th 411%Observations 89
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA1.48%60th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th −1.67%Median 1.16%90th 1.83%Observations 6
ROE
FDIC
NETINC + ROE14.92%71st percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th −14.74%Median 9.38%90th 18.19%Observations 6
NIM
FDIC
NIM + NIMY4.58%40th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.71%Median 4.71%90th 5.29%Observations 6
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR70.30%60th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 54.98%Median 71.52%90th 147.03%Observations 6
Deposits YoY
FDIC
DEP+20.45%85th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.09%Median +4.80%90th +16.56%Observations 6
Loans YoY
FDIC
LNLSNET+9.16%42nd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +1.40%Median +10.37%90th +17.96%Observations 6
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.55%57th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.08%Median 0.55%90th 1.67%Observations 6
Leverage
FDIC
RBC1AAJ9.93%14th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 10.06%Median 12.10%90th 13.18%Observations 6
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.33%60th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.66%Median 2.39%90th 3.02%Observations 6
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.