$1.19B
+9.4%y/y
Percentile by value40th percentileby value
FDIC
LNLSGRB
BankSouth
Greensboro, GeorgiaFDIC Cert #16418
OCCEstablished 194610 branches
Holding company: BANKSOUTH HOLDING CORegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $99.5M |
| Investor CRE | $209M |
| Multifamily | $28.1M |
| Construction | $162M |
| 1–4 family | $596M |
| C&I | $54.4M |
| Agriculture | $17.5M |
| Other | $19.3M |
Loan book
Reported balances and balance-sheet intensity.
$1.17B
+9.2%y/y
Percentile by value39th percentileby value
FDIC
LNLSNET+9.16%
+564.5%y/y
Percentile by value85th percentileby value
FDIC
LNLSNET83.5%
−9.4%y/y
Percentile by value23rd percentileby value
FDIC
LNLSNET + DEP72.2%
−8.1%y/y
Percentile by value36th percentileby value
FDIC
LNLSNET + ASSET100.97%
−2.4%y/y
Percentile by value79th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
236%
−11.6%y/y
Percentile by value59th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC96%
−11.8%y/y
Percentile by value91st percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,180points
+1.3%y/y
Peer standing48th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD8.39%
−9.8%y/y
Percentile by value59th percentileby value
FDIC
LNRENROW + LNLSGR17.61%
−13.3%y/y
Percentile by value61st percentileby value
FDIC
LNRENROT + LNLSGR4.59%
+25.2%y/y
Percentile by value45th percentileby value
FDIC
LNCI + LNLSGR