BankSouth

Greensboro, GeorgiaFDIC Cert #16418

OCCEstablished 194610 branches

Holding company: BANKSOUTH HOLDING CORegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

0.19%

+13.2%y/y

Peer standing59th percentile

FDICP3ASSET + LNLSGR

90+ %

0.00%

Peer standing100th percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

0.55%

+195.3%y/y

Peer standing47th percentile

FDICNAASSET + LNLSGR

Noncurrent %

0.55%

+195.3%y/y

Peer standing51st percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

0.41%

+172.9%y/y

Peer standing53rd percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$6.6M

+224.2%y/y

Peer standing61st percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

−0.02%

−156.7%y/y

Peer standing95th percentile

FDICNTLNLS + LNLSGR

NCO

−$50K

−158.8%y/y

Peer standing92nd percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

1.47%

+20.6%y/y

Percentile by value91st percentileby value

FDICLNATRES + LNLSGR

30–89

$2.26M

+23.9%y/y

Peer standing68th percentile

FDICP3ASSET

90+

Peer standing100th percentile

FDICP9ASSET

Nonaccrual

$6.58M

+223.1%y/y

Peer standing59th percentile

FDICNAASSET