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BDI
W&

Wilson & Muir Bank & Trust Company

Bardstown, KentuckyFDIC Cert #17040

STATEEstablished 186512 branches

Holding company: WILSON&MUIR BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.44%
+3.6%y/y
Peer standing52nd percentile
Peer standing in ubpr:primary:5
FDICP3ASSET + LNLSGR
90+ %
0.01%
Peer standing38th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + LNLSGR
Nonaccrual %
0.25%
+8,450.8%y/y
Peer standing58th percentile
Peer standing in ubpr:primary:5
FDICNAASSET + LNLSGR
Noncurrent %
0.25%
+8,744.8%y/y
Peer standing63rd percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.16%
+966.6%y/y
Peer standing66th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.35M
+957.8%y/y
Peer standing56th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.01%
+43.3%y/y
Peer standing47th percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + LNLSGR
NCO
$9K
+50.0%y/y
Peer standing43rd percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.01%
+6.0%y/y
Percentile by value22nd percentileby value
Peer standing in ubpr:primary:5
FDICLNATRES + LNLSGR
30–89
$2.37M
+5.7%y/y
Peer standing40th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET
90+
$45K
Peer standing36th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET
Nonaccrual
$1.31M
+8,626.7%y/y
Peer standing47th percentile
Peer standing in ubpr:primary:5
FDICNAASSET