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BDI
VB

Virginia National Bank

Charlottesville, VirginiaFDIC Cert #34755

OCCEstablished 199816 branches

Holding company: VIRGINIA NATL BANKSHARES CORPRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.85B$1.63B
Q3 2021$1.91B$1.74B
Q4 2021$1.97B$1.8B
Q1 2022$1.93B$1.78B
Q2 2022$1.74B$1.6B
Q3 2022$1.73B$1.6B
Q4 2022$1.62B$1.48B
Q1 2023$1.57B$1.4B
Q2 2023$1.58B$1.35B
Q3 2023$1.56B$1.37B
Q4 2023$1.64B$1.41B
Q1 2024$1.62B$1.43B
Q2 2024$1.57B$1.37B
Q3 2024$1.61B$1.38B
Q4 2024$1.62B$1.42B
Q1 2025$1.63B$1.43B
Q2 2025$1.63B$1.39B
Q3 2025$1.6B$1.39B
Q4 2025$1.65B$1.43B
Q1 2026$1.65B$1.43B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.65B
+0.8%y/y
Percentile by value57th percentileby value
Peer standing in ubpr:primary:4
FDICASSET
Deposits
$1.43B
−0.5%y/y
Percentile by value59th percentileby value
Peer standing in ubpr:primary:4
FDICDEP
Gross loans
$1.24B
−0.4%y/y
Percentile by value61st percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$1.23B
−0.4%y/y
Percentile by value62nd percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Securities
$240M
−8.6%y/y
Percentile by value47th percentileby value
Peer standing in ubpr:primary:4
FDICSC
Cash
$76.9M
+159.9%y/y
Percentile by value37th percentileby value
Peer standing in ubpr:primary:4
FDICCHBAL
Liabilities
$1.46B
−0.3%y/y
Percentile by value57th percentileby value
Peer standing in ubpr:primary:4
FDICLIAB
Equity
$187M
+11.1%y/y
Peer standing63rd percentile
Peer standing in ubpr:primary:4
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$14.5M
+2.4%y/y
Peer standing41st percentile
Peer standing in ubpr:primary:4
FDICNIM + NONII
NII
$13M
+4.9%y/y
Peer standing47th percentile
Peer standing in ubpr:primary:4
FDICNIM
Noninterest income
$1.49M
−15.4%y/y
Peer standing31st percentile
Peer standing in ubpr:primary:4
FDICNONII
Provision
−$336K
−110.0%y/y
Percentile by value3rd percentileby value
Peer standing in ubpr:primary:4
FDICELNATR
Pretax income
$7.19M
+18.0%y/y
Peer standing66th percentile
Peer standing in ubpr:primary:4
FDICPTAXNETINC
Net income
$5.78M
+14.4%y/y
Peer standing63rd percentile
Peer standing in ubpr:primary:4
FDICNETINC