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BDI
VB

Virginia National Bank

Charlottesville, VirginiaFDIC Cert #34755

OCCEstablished 199816 branches

Holding company: VIRGINIA NATL BANKSHARES CORPRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.49%
−45.7%y/y
Peer standing41st percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.31%
+68.6%y/y
Peer standing6th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
0.17%
−22.0%y/y
Peer standing73rd percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
0.48%
+18.9%y/y
Peer standing52nd percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.36%
+17.5%y/y
Peer standing55th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$5.97M
+18.4%y/y
Peer standing55th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
−64.9%y/y
Peer standing63rd percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
$8K
−63.6%y/y
Peer standing63rd percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.64%
−3.8%y/y
Percentile by value4th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$6.03M
−46.0%y/y
Peer standing36th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$3.82M
+68.0%y/y
Peer standing6th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$2.15M
−22.3%y/y
Peer standing70th percentile
Peer standing in ubpr:primary:4
FDICNAASSET