$1.09B
+3.0%y/y
Percentile by value11th percentileby value
FDIC
ASSETUB
United Bank of Michigan
Grand Rapids, MichiganFDIC Cert #11807
STATEEstablished 190313 branches
Holding company: UNITED BANK FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $826M | $679M |
| Q3 2021 | $854M | $705M |
| Q4 2021 | $863M | $712M |
| Q1 2022 | $862M | $733M |
| Q2 2022 | $845M | $717M |
| Q3 2022 | $877M | $746M |
| Q4 2022 | $902M | $748M |
| Q1 2023 | $957M | $781M |
| Q2 2023 | $913M | $750M |
| Q3 2023 | $939M | $786M |
| Q4 2023 | $944M | $778M |
| Q1 2024 | $1.01B | $835M |
| Q2 2024 | $996M | $829M |
| Q3 2024 | $995M | $824M |
| Q4 2024 | $995M | $822M |
| Q1 2025 | $1.06B | $897M |
| Q2 2025 | $1.04B | $864M |
| Q3 2025 | $1.07B | $885M |
| Q4 2025 | $1.08B | $903M |
| Q1 2026 | $1.09B | $934M |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$934M
+4.2%y/y
Percentile by value12th percentileby value
FDIC
DEP$843M
+2.9%y/y
Percentile by value23rd percentileby value
FDIC
LNLSGR$834M
+2.9%y/y
Percentile by value23rd percentileby value
FDIC
LNLSNET$83.8M
+33.6%y/y
Percentile by value14th percentileby value
FDIC
SC$102M
−10.8%y/y
Percentile by value51st percentileby value
FDIC
CHBAL$983M
+2.3%y/y
Percentile by value12th percentileby value
FDIC
LIAB$108M
+9.4%y/y
Peer standing15th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$11M
+11.0%y/y
Peer standing15th percentile
FDIC
NIM + NONII$9.12M
+12.4%y/y
Peer standing11th percentile
FDIC
NIM$1.88M
+4.5%y/y
Peer standing43rd percentile
FDIC
NONII$85K
−56.6%y/y
Percentile by value27th percentileby value
FDIC
ELNATR$3.86M
+23.7%y/y
Peer standing23rd percentile
FDIC
PTAXNETINC$3.13M
+23.1%y/y
Peer standing22nd percentile
FDIC
NETINC