0.13%
+1,029.1%y/y
Peer standing73rd percentile
FDIC
P3ASSET + LNLSGRUB
United Bank of Michigan
Grand Rapids, MichiganFDIC Cert #11807
STATEEstablished 190313 branches
Holding company: UNITED BANK FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMDelinquency, loss & reserves
Credit
Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.
As of Q1 2026
Problem credits
Reported delinquent and nonperforming exposures, shown as balances and ratios.
0.01%
−68.2%y/y
Peer standing36th percentile
FDIC
P9ASSET + LNLSGR0.06%
−44.9%y/y
Peer standing87th percentile
FDIC
NAASSET + LNLSGR0.07%
−49.5%y/y
Peer standing89th percentile
FDIC
P9ASSET + NAASSET + LNLSGR0.05%
−49.6%y/y
Peer standing89th percentile
FDIC
P9ASSET + NAASSET + ORE + ASSET$563K
−48.1%y/y
Peer standing91st percentile
FDIC
P9ASSET + NAASSET + ORELoss & allowance
Recognized charge-offs and the allowance held against the loan portfolio.
−0.00%
−100.6%y/y
Peer standing81st percentile
FDIC
NTLNLS + LNLSGR−$4K
−100.7%y/y
Peer standing81st percentile
FDIC
NTLNLS + DRLNLS + CRLNLS1.06%
+4.5%y/y
Percentile by value31st percentileby value
FDIC
LNATRES + LNLSGR$1.13M
+1,061.9%y/y
Peer standing77th percentile
FDIC
P3ASSET$70K
−67.3%y/y
Peer standing38th percentile
FDIC
P9ASSET$493K
−43.3%y/y
Peer standing88th percentile
FDIC
NAASSET