State banking profile
Banks in Michigan
Active FDIC-insured institutions headquartered in Michigan, reported from their latest published Call Reports.
As of Q1 2026
Total assets →
$71.5B
Total deposits →
$57.4B
Median ROA →
1.18%
Median NIM →
4.01%
Reported scale
Largest banks by assets
Headquarters determine state membership. Values are reported, not adjusted for mergers.
| Bank | Assets | Deposits | ROA | Deposit growth |
|---|---|---|---|---|
| Northpointe BankGrand Rapids · FDIC certificate 34,953 | $7.4B | $5.02B | 1.34% | +30.49% |
| First National Bank of AmericaEast Lansing · FDIC certificate 17,438 | $6.76B | $3.84B | 2.71% | +2.69% |
| Mercantile BankGrand Rapids · FDIC certificate 34,598 | $6.36B | $5.04B | 1.51% | +7.21% |
| Independent BankGrand Rapids · FDIC certificate 27,811 | $5.55B | $4.94B | 1.27% | +5.09% |
| ChoiceOne BankSparta · FDIC certificate 1,014 | $4.39B | $3.67B | 1.30% | +0.40% |
| Macatawa Bank, National AssociationHolland · FDIC certificate 34,618 | $3.48B | $2.88B | 1.98% | +4.49% |
| Bank of Ann ArborAnn Arbor · FDIC certificate 34,120 | $3.33B | $2.74B | 1.91% | +1.38% |
| Isabella BankMount Pleasant · FDIC certificate 1,005 | $2.2B | $1.89B | 1.05% | +3.27% |
| Southern Michigan Bank & TrustColdwater · FDIC certificate 5,019 | $1.7B | $1.44B | 0.85% | +8.61% |
| The Dart BankMason · FDIC certificate 5,033 | $1.37B | $1.06B | 1.05% | −7.96% |
| First State BankEastpointe · FDIC certificate 15,032 | $1.35B | $1.22B | 1.20% | +0.85% |
| County National BankHillsdale · FDIC certificate 14,073 | $1.33B | $1.13B | 0.98% | +0.44% |
| West Michigan Community BankHudsonville · FDIC certificate 22,308 | $1.2B | $1.05B | 1.37% | +13.83% |
| University BankAnn Arbor · FDIC certificate 14,587 | $1.14B | $968M | 0.69% | +17.57% |
| Northstar BankBad Axe · FDIC certificate 57,097 | $1.13B | $980M | 1.28% | +8.09% |
| United Bank of MichiganGrand Rapids · FDIC certificate 11,807 | $1.09B | $934M | 1.15% | +4.19% |
| Superior National BankHancock · FDIC certificate 5,058 | $1.05B | $887M | 1.08% | +5.18% |
| Sturgis Bank & Trust CompanySturgis · FDIC certificate 28,593 | $1.01B | $908M | 0.90% | +7.82% |
| First National Bank of MichiganKalamazoo · FDIC certificate 58,259 | $982M | $760M | 0.92% | −1.03% |
| Oxford BankOxford · FDIC certificate 9,719 | $902M | $753M | 0.66% | +6.05% |
| First Independence BankDetroit · FDIC certificate 20,179 | $875M | $684M | 3.67% | +30.81% |
| West Shore BankLudington · FDIC certificate 14,929 | $828M | $697M | 0.88% | +5.77% |
| Thumb Bank and TrustPigeon · FDIC certificate 14,513 | $692M | $624M | 1.63% | +4.57% |
| Tri-County BankBrown City · FDIC certificate 977 | $639M | $549M | 2.27% | +6.44% |
| First Bank, Upper MichiganGladstone · FDIC certificate 14,276 | $632M | $532M | 1.95% | +3.38% |
Reported movement
Fastest deposit growth
Growth may include acquired deposits. Use each bank profile’s history and peer context.
| Bank | Assets | Deposits | ROA | Deposit growth |
|---|---|---|---|---|
| Community Unity BankBirmingham · FDIC certificate 59,305 | $95.2M | $73.5M | −2.00% | +67.69% |
| Citizens State BankRoyal Oak · FDIC certificate 8,183 | $544M | $497M | 1.80% | +42.00% |
| First State Bank of MichiganDecatur · FDIC certificate 12,893 | $83.2M | $66.8M | −1.35% | +37.94% |
| First Independence BankDetroit · FDIC certificate 20,179 | $875M | $684M | 3.67% | +30.81% |
| Northpointe BankGrand Rapids · FDIC certificate 34,953 | $7.4B | $5.02B | 1.34% | +30.49% |
| University BankAnn Arbor · FDIC certificate 14,587 | $1.14B | $968M | 0.69% | +17.57% |
| Bank MichiganBrooklyn · FDIC certificate 1,008 | $160M | $133M | 0.45% | +17.56% |
| Huron Valley State BankMilford · FDIC certificate 57,990 | $287M | $258M | 0.87% | +17.04% |
| The State Savings Bank of ManistiqueManistique · FDIC certificate 13,249 | $183M | $159M | 0.66% | +14.19% |
| West Michigan Community BankHudsonville · FDIC certificate 22,308 | $1.2B | $1.05B | 1.37% | +13.83% |