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BDI
TB

TruNorth Bank

Peabody, MassachusettsFDIC Cert #26484

STATEEstablished 188830 branches

Holding company: HOMETOWN FINANCIAL GROUP MHCRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$206M
Investor CRE$471M
Multifamily$345M
Construction$158M
1–4 family$1.11B
C&I$144M
Agriculture$294K
Other$3.02M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$2.44B
+6.3%y/y
Percentile by value17th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$2.43B
+6.2%y/y
Percentile by value18th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Loans YoY
+6.22%
−91.6%y/y
Percentile by value48th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
L/D
91.6%
−3.4%y/y
Percentile by value69th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET + DEP
Loans/assets
74.3%
−3.2%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET + ASSET
RE loans %
98.58%
+0.9%y/y
Percentile by value96th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
263%
−14.4%y/y
Percentile by value62nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
43%
−12.9%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,824points
+7.7%y/y
Peer standing14th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
8.44%
−0.9%y/y
Percentile by value33rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNRENROW + LNLSGR
Investor CRE %
19.28%
−11.3%y/y
Percentile by value45th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNRENROT + LNLSGR
C&I %
5.91%
−14.2%y/y
Percentile by value16th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNCI + LNLSGR