$1.56B
+7.9%y/y
Percentile by value76th percentileby value
FDIC
LNLSGRFB
The First National Bank in Sioux Falls
Sioux Falls, South DakotaFDIC Cert #4016
OCCEstablished 188518 branches
Holding company: MINNEHAHA BANSHARES INCRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $170M |
| Investor CRE | $77.4M |
| Multifamily | $56.3M |
| Construction | $45.5M |
| 1–4 family | $334M |
| C&I | $269M |
| Agriculture | $572M |
| Other | $31.2M |
Loan book
Reported balances and balance-sheet intensity.
$1.53B
+7.9%y/y
Percentile by value76th percentileby value
FDIC
LNLSNET+7.90%
+9.0%y/y
Percentile by value59th percentileby value
FDIC
LNLSNET87.1%
−2.3%y/y
Percentile by value60th percentileby value
FDIC
LNLSNET + DEP72.8%
+0.7%y/y
Percentile by value54th percentileby value
FDIC
LNLSNET + ASSET58.03%
−10.2%y/y
Percentile by value7th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
74%
−0.3%y/y
Percentile by value7th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC19%
−22.8%y/y
Percentile by value16th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,658points
+1.3%y/y
Peer standing76th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD10.93%
−9.7%y/y
Percentile by value36th percentileby value
FDIC
LNRENROW + LNLSGR4.98%
+0.5%y/y
Percentile by value4th percentileby value
FDIC
LNRENROT + LNLSGR17.26%
+8.9%y/y
Percentile by value75th percentileby value
FDIC
LNCI + LNLSGR