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The First National Bank in Sioux Falls

Sioux Falls, South DakotaFDIC Cert #4016

OCCEstablished 188518 branches

Holding company: MINNEHAHA BANSHARES INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.86%
+33.9%y/y
Peer standing21st percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.18%
+7.3%y/y
Peer standing10th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
0.24%
+253.1%y/y
Peer standing67th percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
0.42%
+79.5%y/y
Peer standing57th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.31%
+80.8%y/y
Peer standing59th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$6.55M
+93.7%y/y
Peer standing52nd percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.11%
+147.3%y/y
Peer standing24th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
$421K
+166.5%y/y
Peer standing20th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.48%
+0.5%y/y
Percentile by value84th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$13.4M
+44.5%y/y
Peer standing15th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$2.76M
+15.8%y/y
Peer standing8th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$3.78M
+281.0%y/y
Peer standing58th percentile
Peer standing in ubpr:primary:4
FDICNAASSET