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BDI
BB

The Bancorp Bank, National Association

Sioux Falls, South DakotaFDIC Cert #35444

OCCEstablished 20001 branch

Holding company: BANCORP INC THERegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$696M
Investor CRE$138M
Multifamily$2.31B
Construction$24.6M
1–4 family$14.6M
C&I$790M
Agriculture$0
Other$3.91B

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$7.88B
+19.6%y/y
Percentile by value99th percentileby value
Peer standing in ubpr:primary:3
FDICLNLSGR
Net loans
$7.82B
+19.6%y/y
Percentile by value99th percentileby value
Peer standing in ubpr:primary:3
FDICLNLSNET
Loans YoY
+19.57%
+35.4%y/y
Percentile by value89th percentileby value
Peer standing in ubpr:primary:3
FDICLNLSNET
L/D
92.6%
+18.6%y/y
Percentile by value72nd percentileby value
Peer standing in ubpr:primary:3
FDICLNLSNET + DEP
Loans/assets
79.0%
+13.4%y/y
Percentile by value80th percentileby value
Peer standing in ubpr:primary:3
FDICLNLSNET + ASSET
RE loans %
40.44%
−15.8%y/y
Percentile by value10th percentileby value
Peer standing in ubpr:primary:3
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
265%
+2.0%y/y
Percentile by value64th percentileby value
Peer standing in ubpr:primary:3

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
3%
−46.0%y/y
Percentile by value5th percentileby value
Peer standing in ubpr:primary:3

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,282points
−11.0%y/y
Peer standing90th percentile
Peer standing in ubpr:primary:3
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
8.83%
−7.8%y/y
Percentile by value34th percentileby value
Peer standing in ubpr:primary:3
FDICLNRENROW + LNLSGR
Investor CRE %
1.75%
−30.6%y/y
Percentile by value4th percentileby value
Peer standing in ubpr:primary:3
FDICLNRENROT + LNLSGR
C&I %
10.03%
−0.8%y/y
Percentile by value35th percentileby value
Peer standing in ubpr:primary:3
FDICLNCI + LNLSGR