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BDI
BB

The Bancorp Bank, National Association

Sioux Falls, South DakotaFDIC Cert #35444

OCCEstablished 20001 branch

Holding company: BANCORP INC THERegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.55%
−27.8%y/y
Peer standing29th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET + LNLSGR
90+ %
0.19%
−9.4%y/y
Peer standing8th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + LNLSGR
Nonaccrual %
1.04%
+80.8%y/y
Peer standing21st percentile
Peer standing in ubpr:primary:3
FDICNAASSET + LNLSGR
Noncurrent %
1.23%
+56.6%y/y
Peer standing20th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.60%
+26.0%y/y
Peer standing9th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$158M
+32.9%y/y
Peer standing3rd percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
1.74%
−31.7%y/y
Peer standing3rd percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + LNLSGR
NCO
$30.7M
−21.5%y/y
Peer standing1st percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.80%
+0.4%y/y
Percentile by value12th percentileby value
Peer standing in ubpr:primary:3
FDICLNATRES + LNLSGR
30–89
$43M
−13.6%y/y
Peer standing11th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET
90+
$15M
+8.3%y/y
Peer standing4th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET
Nonaccrual
$82M
+116.2%y/y
Peer standing7th percentile
Peer standing in ubpr:primary:3
FDICNAASSET