$794M
+3.2%y/y
Percentile by value19th percentileby value
FDIC
LNLSGRPB
Presidential Bank, FSB
Bethesda, MarylandFDIC Cert #32363
OCCEstablished 198511 branches
Holding company: CLEVELAND FAMILY GENERATIONAL TR IRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $16.5M |
| Investor CRE | $240M |
| Multifamily | $38.9M |
| Construction | $57.5M |
| 1–4 family | $376M |
| C&I | $21.2M |
| Agriculture | $0 |
| Other | $44.7M |
Loan book
Reported balances and balance-sheet intensity.
$786M
+3.2%y/y
Percentile by value19th percentileby value
FDIC
LNLSNET+3.18%
+235.4%y/y
Percentile by value35th percentileby value
FDIC
LNLSNET86.6%
−3.7%y/y
Percentile by value54th percentileby value
FDIC
LNLSNET + DEP76.9%
−3.5%y/y
Percentile by value69th percentileby value
FDIC
LNLSNET + ASSET102.68%
+4.0%y/y
Percentile by value97th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
328%
−4.7%y/y
Percentile by value86th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC56%
+2.4%y/y
Percentile by value61st percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,357points
+9.5%y/y
Peer standing12th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD2.08%
−6.3%y/y
Percentile by value5th percentileby value
FDIC
LNRENROW + LNLSGR30.18%
−5.9%y/y
Percentile by value84th percentileby value
FDIC
LNRENROT + LNLSGR2.67%
−45.4%y/y
Percentile by value10th percentileby value
FDIC
LNCI + LNLSGR