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BDI
PB

Presidential Bank, FSB

Bethesda, MarylandFDIC Cert #32363

OCCEstablished 198511 branches

Holding company: CLEVELAND FAMILY GENERATIONAL TR IRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.31%
−25.1%y/y
Peer standing52nd percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
1.92%
+56.9%y/y
Peer standing8th percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
1.92%
+56.9%y/y
Peer standing10th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.49%
+51.5%y/y
Peer standing11th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$15.2M
+61.9%y/y
Peer standing23rd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.13%
−43.1%y/y
Peer standing22nd percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$250K
−42.4%y/y
Peer standing26th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.99%
−0.8%y/y
Percentile by value28th percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$2.49M
−22.7%y/y
Peer standing59th percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$15.2M
+61.9%y/y
Peer standing17th percentile
Peer standing in asset:1b_3b
FDICNAASSET