$948M
+8.0%y/y
Percentile by value39th percentileby value
FDIC
LNLSGRPB
Pacific National Bank
Miami, FloridaFDIC Cert #26299
OCCEstablished 19858 branches
Holding company: Not reportedRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $82.2M |
| Investor CRE | $413M |
| Multifamily | $70.8M |
| Construction | $123M |
| 1–4 family | $103M |
| C&I | $155M |
| Agriculture | $0 |
| Other | $514K |
Loan book
Reported balances and balance-sheet intensity.
$942M
+8.0%y/y
Percentile by value39th percentileby value
FDIC
LNLSNET+8.03%
−3.2%y/y
Percentile by value63rd percentileby value
FDIC
LNLSNET76.7%
−3.6%y/y
Percentile by value28th percentileby value
FDIC
LNLSNET + DEP62.3%
−4.7%y/y
Percentile by value22nd percentileby value
FDIC
LNLSNET + ASSET83.64%
+3.1%y/y
Percentile by value45th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
350%
+1.2%y/y
Percentile by value90th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC71%
+13.9%y/y
Percentile by value73rd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,584points
−8.6%y/y
Peer standing26th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD8.66%
+1.9%y/y
Percentile by value29th percentileby value
FDIC
LNRENROW + LNLSGR43.57%
−5.9%y/y
Percentile by value97th percentileby value
FDIC
LNRENROT + LNLSGR16.37%
−13.3%y/y
Percentile by value75th percentileby value
FDIC
LNCI + LNLSGR