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BDI
PB

Pacific National Bank

Miami, FloridaFDIC Cert #26299

OCCEstablished 19858 branches

Holding company: Not reportedRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.00%
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.01%
Peer standing94th percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
0.01%
Peer standing96th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.01%
Peer standing95th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$138K
Peer standing96th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.11%
Peer standing24th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$259K
Peer standing25th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.67%
−7.9%y/y
Percentile by value8th percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$0
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$138K
Peer standing93rd percentile
Peer standing in asset:1b_3b
FDICNAASSET