$392M
+6.1%y/y
Percentile by value26th percentileby value
FDIC
ASSETOC
Owen County State Bank
Spencer, IndianaFDIC Cert #13112
STATEEstablished 19348 branches
Holding company: OWEN FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $300M | $261M |
| Q3 2021 | $304M | $264M |
| Q4 2021 | $345M | $305M |
| Q1 2022 | $349M | $314M |
| Q2 2022 | $332M | $305M |
| Q3 2022 | $319M | $295M |
| Q4 2022 | $326M | $296M |
| Q1 2023 | $336M | $300M |
| Q2 2023 | $337M | $296M |
| Q3 2023 | $331M | $279M |
| Q4 2023 | $343M | $290M |
| Q1 2024 | $342M | $289M |
| Q2 2024 | $360M | $295M |
| Q3 2024 | $364M | $296M |
| Q4 2024 | $367M | $301M |
| Q1 2025 | $369M | $292M |
| Q2 2025 | $389M | $308M |
| Q3 2025 | $385M | $307M |
| Q4 2025 | $389M | $314M |
| Q1 2026 | $392M | $327M |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$327M
+12.0%y/y
Percentile by value25th percentileby value
FDIC
DEP$268M
+5.9%y/y
Percentile by value30th percentileby value
FDIC
LNLSGR$265M
+5.9%y/y
Percentile by value30th percentileby value
FDIC
LNLSNET$75.1M
−7.2%y/y
Percentile by value41st percentileby value
FDIC
SC$29.2M
+95.2%y/y
Percentile by value45th percentileby value
FDIC
CHBAL$365M
+5.5%y/y
Percentile by value30th percentileby value
FDIC
LIAB$26.6M
+15.2%y/y
Peer standing5th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$3.63M
+12.8%y/y
Peer standing20th percentile
FDIC
NIM + NONII$3.16M
+13.5%y/y
Peer standing19th percentile
FDIC
NIM$479K
+7.9%y/y
Peer standing43rd percentile
FDIC
NONII$75K
−40.0%y/y
Percentile by value49th percentileby value
FDIC
ELNATR$903K
+36.4%y/y
Peer standing18th percentile
FDIC
PTAXNETINC$700K
+34.1%y/y
Peer standing16th percentile
FDIC
NETINC