1.99%
+137.2%y/y
Peer standing9th percentile
FDIC
P3ASSET + LNLSGROC
Owen County State Bank
Spencer, IndianaFDIC Cert #13112
STATEEstablished 19348 branches
Holding company: OWEN FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMDelinquency, loss & reserves
Credit
Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.
As of Q1 2026
Problem credits
Reported delinquent and nonperforming exposures, shown as balances and ratios.
0.17%
+119.7%y/y
Peer standing13th percentile
FDIC
P9ASSET + LNLSGR0.48%
−34.0%y/y
Peer standing41st percentile
FDIC
NAASSET + LNLSGR0.65%
−19.4%y/y
Peer standing38th percentile
FDIC
P9ASSET + NAASSET + LNLSGR0.44%
−33.3%y/y
Peer standing41st percentile
FDIC
P9ASSET + NAASSET + ORE + ASSET$1.74M
−29.2%y/y
Peer standing48th percentile
FDIC
P9ASSET + NAASSET + ORELoss & allowance
Recognized charge-offs and the allowance held against the loan portfolio.
0.00%
−9.7%y/y
Peer standing51st percentile
FDIC
NTLNLS + LNLSGR$2K
0.0%y/y
Peer standing54th percentile
FDIC
NTLNLS + DRLNLS + CRLNLS1.30%
+0.6%y/y
Percentile by value63rd percentileby value
FDIC
LNATRES + LNLSGR$5.34M
+151.2%y/y
Peer standing15th percentile
FDIC
P3ASSET$449K
+132.6%y/y
Peer standing16th percentile
FDIC
P9ASSET$1.29M
−30.1%y/y
Peer standing47th percentile
FDIC
NAASSET