$269M
−9.3%y/y
Percentile by value30th percentileby value
FDIC
LNLSGROA
One American Bank
Centerville, South DakotaFDIC Cert #6078
STATEEstablished 18833 branches
Holding company: ONE AMERICAN FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $3.29M |
| Investor CRE | $12M |
| Multifamily | $0 |
| Construction | $425K |
| 1–4 family | $217M |
| C&I | $4.15M |
| Agriculture | $6.51M |
| Other | $25.6M |
Loan book
Reported balances and balance-sheet intensity.
$264M
−9.1%y/y
Percentile by value29th percentileby value
FDIC
LNLSNET−9.11%
+5.6%y/y
Percentile by value2nd percentileby value
FDIC
LNLSNET109.6%
−2.0%y/y
Percentile by value97th percentileby value
FDIC
LNLSNET + DEP73.2%
−2.7%y/y
Percentile by value63rd percentileby value
FDIC
LNLSNET + ASSET88.59%
+3.4%y/y
Percentile by value61st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
41%
+70.7%y/y
Percentile by value9th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC1%
−75.2%y/y
Percentile by value5th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC6,545points
+6.6%y/y
Peer standing3rd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD1.22%
−42.4%y/y
Percentile by value5th percentileby value
FDIC
LNRENROW + LNLSGR4.46%
+103.1%y/y
Percentile by value15th percentileby value
FDIC
LNRENROT + LNLSGR1.54%
−42.1%y/y
Percentile by value6th percentileby value
FDIC
LNCI + LNLSGR