Skip to main content
BDI
OA

One American Bank

Centerville, South DakotaFDIC Cert #6078

STATEEstablished 18833 branches

Holding company: ONE AMERICAN FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.89%
−17.6%y/y
Peer standing10th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.72%
+66.4%y/y
Peer standing3rd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.07%
−13.7%y/y
Peer standing75th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.79%
+53.1%y/y
Peer standing33rd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.59%
+48.7%y/y
Peer standing33rd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$2.13M
+38.9%y/y
Peer standing42nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.68%
−22.5%y/y
Peer standing4th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$484K
−29.7%y/y
Peer standing4th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.95%
−8.8%y/y
Percentile by value94th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$5.09M
−25.3%y/y
Peer standing16th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$1.93M
+50.9%y/y
Peer standing5th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$198K
−21.7%y/y
Peer standing77th percentile
Peer standing in asset:300m_1b
FDICNAASSET