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BDI
OF

Oconee Federal Savings and Loan Association

Seneca, South CarolinaFDIC Cert #30111

OCCEstablished 19248 branches

Holding company: OCONEE FEDERAL MHCRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$546M$445M
Q3 2021$545M$454M
Q4 2021$538M$447M
Q1 2022$541M$456M
Q2 2022$547M$462M
Q3 2022$551M$463M
Q4 2022$567M$458M
Q1 2023$589M$476M
Q2 2023$597M$478M
Q3 2023$594M$474M
Q4 2023$614M$486M
Q1 2024$664M$530M
Q2 2024$667M$534M
Q3 2024$662M$527M
Q4 2024$659M$531M
Q1 2025$660M$538M
Q2 2025$669M$548M
Q3 2025$660M$543M
Q4 2025$664M$557M
Q1 2026$665M$561M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$665M
+0.7%y/y
Percentile by value74th percentileby value
Peer standing in ubpr:primary:102
FDICASSET
Deposits
$561M
+4.3%y/y
Percentile by value72nd percentileby value
Peer standing in ubpr:primary:102
FDICDEP
Gross loans
$492M
+2.1%y/y
Percentile by value72nd percentileby value
Peer standing in ubpr:primary:102
FDICLNLSGR
Net loans
$488M
+2.0%y/y
Percentile by value73rd percentileby value
Peer standing in ubpr:primary:102
FDICLNLSNET
Securities
$123M
−1.6%y/y
Percentile by value72nd percentileby value
Peer standing in ubpr:primary:102
FDICSC
Cash
$9.1M
−11.3%y/y
Percentile by value9th percentileby value
Peer standing in ubpr:primary:102
FDICCHBAL
Liabilities
$583M
+0.1%y/y
Percentile by value72nd percentileby value
Peer standing in ubpr:primary:102
FDICLIAB
Equity
$82.2M
+5.1%y/y
Peer standing74th percentile
Peer standing in ubpr:primary:102
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$4.9M
+10.7%y/y
Peer standing55th percentile
Peer standing in ubpr:primary:102
FDICNIM + NONII
NII
$4.52M
+11.7%y/y
Peer standing60th percentile
Peer standing in ubpr:primary:102
FDICNIM
Noninterest income
$386K
+0.3%y/y
Peer standing37th percentile
Peer standing in ubpr:primary:102
FDICNONII
Provision
$50K
−57.6%y/y
Percentile by value54th percentileby value
Peer standing in ubpr:primary:102
FDICELNATR
Pretax income
$1.81M
+54.0%y/y
Peer standing81st percentile
Peer standing in ubpr:primary:102
FDICPTAXNETINC
Net income
$1.16M
+12.0%y/y
Peer standing74th percentile
Peer standing in ubpr:primary:102
FDICNETINC