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BDI
OF

Oconee Federal Savings and Loan Association

Seneca, South CarolinaFDIC Cert #30111

OCCEstablished 19248 branches

Holding company: OCONEE FEDERAL MHCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.76%
−23.1%y/y
Peer standing29th percentile
Peer standing in ubpr:primary:102
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:102
FDICP9ASSET + LNLSGR
Nonaccrual %
0.18%
−8.2%y/y
Peer standing67th percentile
Peer standing in ubpr:primary:102
FDICNAASSET + LNLSGR
Noncurrent %
0.18%
−8.2%y/y
Peer standing71st percentile
Peer standing in ubpr:primary:102
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.13%
−6.9%y/y
Peer standing69th percentile
Peer standing in ubpr:primary:102
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$892K
−6.3%y/y
Peer standing68th percentile
Peer standing in ubpr:primary:102
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.00%
Peer standing87th percentile
Peer standing in ubpr:primary:102
FDICNTLNLS + LNLSGR
NCO
−$6K
Peer standing89th percentile
Peer standing in ubpr:primary:102
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.71%
+1.8%y/y
Percentile by value23rd percentileby value
Peer standing in ubpr:primary:102
FDICLNATRES + LNLSGR
30–89
$3.72M
−21.5%y/y
Peer standing21st percentile
Peer standing in ubpr:primary:102
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:102
FDICP9ASSET
Nonaccrual
$892K
−6.3%y/y
Peer standing63rd percentile
Peer standing in ubpr:primary:102
FDICNAASSET