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BDI
MB

MidFirst Bank

Oklahoma City, OklahomaFDIC Cert #4063

OCCEstablished 191194 branches

Holding company: G JEFFREY RECORDS JR 2020 FAMILY TRRegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$2.65B
Investor CRE$4.45B
Multifamily$1.02B
Construction$987M
1–4 family$21.8B
C&I$2.53B
Agriculture$7.63M
Other$203M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$33.6B
+3.1%y/y
Percentile by value69th percentileby value
Peer standing in asset:gte_10b
FDICLNLSGR
Net loans
$33.4B
+3.2%y/y
Percentile by value69th percentileby value
Peer standing in asset:gte_10b
FDICLNLSNET
Loans YoY
+3.16%
−52.5%y/y
Percentile by value22nd percentileby value
Peer standing in asset:gte_10b
FDICLNLSNET
L/D
135.2%
+1.6%y/y
Percentile by value99th percentileby value
Peer standing in asset:gte_10b
FDICLNLSNET + DEP
Loans/assets
79.3%
−3.2%y/y
Percentile by value93rd percentileby value
Peer standing in asset:gte_10b
FDICLNLSNET + ASSET
RE loans %
93.52%
−0.1%y/y
Percentile by value98th percentileby value
Peer standing in asset:gte_10b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
158%
−7.9%y/y
Percentile by value44th percentileby value
Peer standing in asset:gte_10b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
24%
−29.8%y/y
Percentile by value48th percentileby value
Peer standing in asset:gte_10b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
4,506points
+0.2%y/y
Peer standing5th percentile
Peer standing in asset:gte_10b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
7.90%
+1.7%y/y
Percentile by value56th percentileby value
Peer standing in asset:gte_10b
FDICLNRENROW + LNLSGR
Investor CRE %
13.24%
−0.1%y/y
Percentile by value47th percentileby value
Peer standing in asset:gte_10b
FDICLNRENROT + LNLSGR
C&I %
7.54%
+6.5%y/y
Percentile by value18th percentileby value
Peer standing in asset:gte_10b
FDICLNCI + LNLSGR