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BDI
LB

Legacy Bank & Trust Company

Mountain Grove, MissouriFDIC Cert #22319

STATEEstablished 19079 branches

Holding company: SOUTHERN BCORP INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$666M$578M
Q3 2021$701M$610M
Q4 2021$749M$657M
Q1 2022$830M$742M
Q2 2022$1.01B$879M
Q3 2022$1.14B$1B
Q4 2022$1.37B$1.18B
Q1 2023$1.51B$1.31B
Q2 2023$1.55B$1.33B
Q3 2023$1.63B$1.41B
Q4 2023$1.69B$1.43B
Q1 2024$1.71B$1.46B
Q2 2024$1.7B$1.46B
Q3 2024$1.76B$1.5B
Q4 2024$1.88B$1.6B
Q1 2025$1.92B$1.63B
Q2 2025$1.87B$1.58B
Q3 2025$1.84B$1.53B
Q4 2025$1.86B$1.55B
Q1 2026$1.83B$1.54B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.83B
−4.6%y/y
Percentile by value65th percentileby value
Peer standing in ubpr:primary:4
FDICASSET
Deposits
$1.54B
−5.6%y/y
Percentile by value65th percentileby value
Peer standing in ubpr:primary:4
FDICDEP
Gross loans
$1.52B
−7.3%y/y
Percentile by value75th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$1.5B
−7.4%y/y
Percentile by value75th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Securities
$999K
−86.9%y/y
Percentile by value1st percentileby value
Peer standing in ubpr:primary:4
FDICSC
Cash
$225M
+14.6%y/y
Percentile by value87th percentileby value
Peer standing in ubpr:primary:4
FDICCHBAL
Liabilities
$1.61B
−5.3%y/y
Percentile by value63rd percentileby value
Peer standing in ubpr:primary:4
FDICLIAB
Equity
$221M
+1.0%y/y
Peer standing77th percentile
Peer standing in ubpr:primary:4
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$16M
−47.4%y/y
Peer standing51st percentile
Peer standing in ubpr:primary:4
FDICNIM + NONII
NII
$15.3M
+5.1%y/y
Peer standing62nd percentile
Peer standing in ubpr:primary:4
FDICNIM
Noninterest income
$739K
−95.3%y/y
Peer standing10th percentile
Peer standing in ubpr:primary:4
FDICNONII
Provision
$600K
+140.0%y/y
Percentile by value67th percentileby value
Peer standing in ubpr:primary:4
FDICELNATR
Pretax income
$6.55M
−69.0%y/y
Peer standing59th percentile
Peer standing in ubpr:primary:4
FDICPTAXNETINC
Net income
$5.47M
−66.2%y/y
Peer standing58th percentile
Peer standing in ubpr:primary:4
FDICNETINC