Skip to main content
BDI
LB

Legacy Bank & Trust Company

Mountain Grove, MissouriFDIC Cert #22319

STATEEstablished 19079 branches

Holding company: SOUTHERN BCORP INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.25%
+989.5%y/y
Peer standing59th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.33%
+256.4%y/y
Peer standing6th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
0.00%
−93.7%y/y
Peer standing95th percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
0.33%
+101.8%y/y
Peer standing63rd percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.40%
+183.5%y/y
Peer standing52nd percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$7.29M
+170.4%y/y
Peer standing49th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
+168.8%y/y
Peer standing65th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
$7K
+170.0%y/y
Peer standing64th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.25%
+11.0%y/y
Percentile by value60th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$3.83M
+909.8%y/y
Peer standing50th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$4.97M
+230.3%y/y
Peer standing3rd percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$70K
−94.1%y/y
Peer standing95th percentile
Peer standing in ubpr:primary:4
FDICNAASSET