$247M
+13.9%y/y
Percentile by value24th percentileby value
FDIC
LNLSGRIS
Iowa State Bank and Trust Company of Fairfield, Iowa
Fairfield, IowaFDIC Cert #14413
STATEEstablished 19343 branches
Holding company: IOWA ST FINL SERVICES CORPRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $28.2M |
| Investor CRE | $11.3M |
| Multifamily | $4.79M |
| Construction | $6.18M |
| 1–4 family | $49.4M |
| C&I | $30M |
| Agriculture | $111M |
| Other | $6.19M |
Loan book
Reported balances and balance-sheet intensity.
$245M
+13.9%y/y
Percentile by value24th percentileby value
FDIC
LNLSNET+13.87%
+32.4%y/y
Percentile by value84th percentileby value
FDIC
LNLSNET90.3%
−2.1%y/y
Percentile by value76th percentileby value
FDIC
LNLSNET + DEP75.2%
−2.2%y/y
Percentile by value71st percentileby value
FDIC
LNLSNET + ASSET71.70%
−2.7%y/y
Percentile by value23rd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
76%
−12.9%y/y
Percentile by value18th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC21%
+8.6%y/y
Percentile by value29th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,853points
−4.6%y/y
Peer standing69th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD11.42%
+33.5%y/y
Percentile by value44th percentileby value
FDIC
LNRENROW + LNLSGR4.58%
−15.0%y/y
Percentile by value14th percentileby value
FDIC
LNRENROT + LNLSGR12.14%
+11.3%y/y
Percentile by value65th percentileby value
FDIC
LNCI + LNLSGR