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BDI
IS

Iowa State Bank and Trust Company of Fairfield, Iowa

Fairfield, IowaFDIC Cert #14413

STATEEstablished 19343 branches

Holding company: IOWA ST FINL SERVICES CORPRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.29%
−21.2%y/y
Peer standing63rd percentile
Peer standing in ubpr:primary:5
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing41st percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + LNLSGR
Nonaccrual %
0.09%
+83.4%y/y
Peer standing72nd percentile
Peer standing in ubpr:primary:5
FDICNAASSET + LNLSGR
Noncurrent %
0.10%
+92.0%y/y
Peer standing77th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.08%
+35.8%y/y
Peer standing77th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$245K
+58.1%y/y
Peer standing82nd percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
−100.0%y/y
Peer standing72nd percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + LNLSGR
NCO
$0
−100.0%y/y
Peer standing72nd percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.05%
+6.2%y/y
Percentile by value26th percentileby value
Peer standing in ubpr:primary:5
FDICLNATRES + LNLSGR
30–89
$714K
−10.2%y/y
Peer standing70th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET
90+
$11K
Peer standing41st percentile
Peer standing in ubpr:primary:5
FDICP9ASSET
Nonaccrual
$234K
+108.9%y/y
Peer standing75th percentile
Peer standing in ubpr:primary:5
FDICNAASSET