First Harrison Bank

Corydon, IndianaFDIC Cert #31223

STATEEstablished 189117 branches

Holding company: FIRST CAPITAL INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$77.9M
Investor CRE	$122M
Multifamily	$71.1M
Construction	$62.7M
1–4 family	$215M
C&I	$65.7M
Agriculture	$8.65M
Other	$52.5M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$676M

+3.5%y/y

Percentile by value10th percentileby value

FDICLNLSGR

Net loans

$665M

+3.4%y/y

Percentile by value10th percentileby value

FDICLNLSNET

Loans YoY

+3.40%

+0.1%y/y

Percentile by value35th percentileby value

FDICLNLSNET

L/D

58.4%

−1.3%y/y

Percentile by value6th percentileby value

FDICLNLSNET + DEP

Loans/assets

51.9%

−2.2%y/y

Percentile by value8th percentileby value

FDICLNLSNET + ASSET

RE loans %

91.61%

+1.2%y/y

Percentile by value68th percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

1,853points

+0.5%y/y

Peer standing66th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

11.53%

+5.6%y/y

Percentile by value46th percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

18.02%

+6.1%y/y

Percentile by value48th percentileby value

FDICLNRENROT + LNLSGR

C&I %

9.73%

+0.3%y/y

Percentile by value48th percentileby value

FDICLNCI + LNLSGR