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First Harrison Bank

Corydon, IndianaFDIC Cert #31223

STATEEstablished 189117 branches

Holding company: FIRST CAPITAL INCRegulator: FDIC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

First Harrison Bank reported $1.28B in total assets. Deposits grew 4.80% over the prior year.

Return on assets was 1.34%, compared with an asset-peer median of 1.16%. The leverage ratio was 11.13%.

  • Why is Total Assets below asset peers?
  • Why is Net Loan Growth, Year over Year below asset peers?
  • Why is Noncurrent Loan Ratio below asset peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$1.28B
+5.7%y/y
Percentile by value32nd percentileby value
Peer standing in asset:1b_3b
FDICASSET
Deposits
$1.14B
+4.8%y/y
Percentile by value38th percentileby value
Peer standing in asset:1b_3b
FDICDEP
Net loans
$665M
+3.4%y/y
Percentile by value10th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
ROA
1.34%
+24 bpsy/y
Peer standing63rd percentile
Peer standing in asset:1b_3b
FDICNETINC + ROA
Efficiency
57.03%
−415 bpsy/y
Peer standing62nd percentile
Peer standing in asset:1b_3b
FDICNONIX + NIM + NONII + EEFFR
Leverage
11.13%
+52 bpsy/y
Peer standing62nd percentile
Peer standing in asset:1b_3b
FDICRBC1AAJ

Percentiles compare this bank with 629 banks from $1 billion to $3 billion.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.07B$965M
Q3 2021$1.12B$1.01B
Q4 2021$1.15B$1.04B
Q1 2022$1.17B$1.07B
Q2 2022$1.17B$1.09B
Q3 2022$1.14B$1.07B
Q4 2022$1.15B$1.06B
Q1 2023$1.13B$1.04B
Q2 2023$1.15B$1.05B
Q3 2023$1.14B$1.02B
Q4 2023$1.16B$1.03B
Q1 2024$1.15B$1.01B
Q2 2024$1.16B$1.02B
Q3 2024$1.19B$1.03B
Q4 2024$1.19B$1.07B
Q1 2025$1.21B$1.09B
Q2 2025$1.24B$1.11B
Q3 2025$1.23B$1.1B
Q4 2025$1.27B$1.13B
Q1 2026$1.28B$1.14B

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$77.9M
Investor CRE$122M
Multifamily$71.1M
Construction$62.7M
1–4 family$215M
C&I$65.7M
Agriculture$8.65M
Other$52.5M

Peer comparison

How this bank compares

Lower displayed standingPeer medianHigher displayed standing
ROA
FDICNETINC + ROA
63rd percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.47%Median 1.16%90th 2.03%Observations 629
ROE
FDICNETINC + ROE
60th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 4.37%Median 11.64%90th 19.98%Observations 629
NIM
FDICNIM + NIMY
59th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.81%Median 3.64%90th 4.58%Observations 630
Efficiency
FDICNONIX + NIM + NONII + EEFFR
62nd percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 45.28%Median 61.40%90th 80.08%Observations 629
Deposits YoY
FDICDEP
50th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −2.50%Median +4.71%90th +17.76%Observations 624
Loans YoY
FDICLNLSNET
35th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −1.84%Median +5.89%90th +17.13%Observations 623
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
45th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.06%Median 0.52%90th 1.91%Observations 623
Leverage
FDICRBC1AAJ
62nd percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.85%Median 10.50%90th 14.46%Observations 630

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
94th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.77%Median 2.61%90th 3.65%Observations 624
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
Toggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 88%Median 225%90th 349%Observations 464

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.

Branches & markets

Physical footprint

Domestic offices
17 branches
Headquarters
Corydon, IN

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data