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BDI
CF

Community Financial Services Bank

Benton, KentuckyFDIC Cert #287

STATEEstablished 18908 branches

Holding company: COMMUNITY FINL SERVICES EMPLOYEE STK OWNERSHIP PLANRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.45B$1.29B
Q3 2021$1.45B$1.29B
Q4 2021$1.45B$1.29B
Q1 2022$1.46B$1.32B
Q2 2022$1.43B$1.31B
Q3 2022$1.4B$1.26B
Q4 2022$1.4B$1.3B
Q1 2023$1.39B$1.25B
Q2 2023$1.37B$1.23B
Q3 2023$1.36B$1.21B
Q4 2023$1.39B$1.24B
Q1 2024$1.4B$1.25B
Q2 2024$1.39B$1.24B
Q3 2024$1.4B$1.27B
Q4 2024$1.45B$1.31B
Q1 2025$1.4B$1.26B
Q2 2025$1.4B$1.25B
Q3 2025$1.4B$1.26B
Q4 2025$1.41B$1.27B
Q1 2026$1.37B$1.24B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.37B
−1.7%y/y
Percentile by value39th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.24B
−1.9%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$973M
−0.7%y/y
Percentile by value41st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$960M
−0.5%y/y
Percentile by value40th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$276M
−5.4%y/y
Percentile by value57th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$31.8M
+7.9%y/y
Percentile by value13th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.26B
−2.4%y/y
Percentile by value42nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$107M
+6.1%y/y
Peer standing14th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$13.9M
+8.2%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$11.1M
+8.3%y/y
Peer standing30th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$2.77M
+8.0%y/y
Peer standing63rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$225K
+50.0%y/y
Percentile by value41st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$4M
+17.7%y/y
Peer standing24th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$3.28M
+14.6%y/y
Peer standing24th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC