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BDI
CF

Community Financial Services Bank

Benton, KentuckyFDIC Cert #287

STATEEstablished 18908 branches

Holding company: COMMUNITY FINL SERVICES EMPLOYEE STK OWNERSHIP PLANRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.17%
−33.8%y/y
Peer standing68th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
0.57%
−31.6%y/y
Peer standing43rd percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
0.57%
−31.6%y/y
Peer standing47th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.40%
−31.5%y/y
Peer standing52nd percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$5.53M
−32.6%y/y
Peer standing57th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.20%
+30.5%y/y
Peer standing15th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
$479K
+30.9%y/y
Peer standing18th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.34%
−11.0%y/y
Percentile by value70th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$1.64M
−34.3%y/y
Peer standing71st percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$5.53M
−32.1%y/y
Peer standing49th percentile
Peer standing in ubpr:primary:4
FDICNAASSET