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BDI
CO

Capital One, National Association

Mclean, VirginiaFDIC Cert #4297

OCCEstablished 1933263 branches

Holding company: CAPITAL ONE FINANCIAL CORPRegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$1.33B
Investor CRE$13.8B
Multifamily$7.33B
Construction$1.88B
1–4 family$134M
C&I$36.2B
Agriculture$3M
Other$387B

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$448B
+38.1%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICLNLSGR
Net loans
$424B
+37.6%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICLNLSNET
Loans YoY
+37.59%
+1,523.1%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICLNLSNET
L/D
81.5%
+2.7%y/y
Percentile by value0th percentileby value
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICLNLSNET + DEP
Loans/assets
63.1%
+0.4%y/y
Percentile by value0th percentileby value
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICLNLSNET + ASSET
RE loans %
5.47%
−31.4%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
30%
−28.6%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
2%
−31.8%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
3,109points
+48.1%y/y
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
0.30%
−33.9%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICLNRENROW + LNLSGR
Investor CRE %
3.09%
−28.1%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICLNRENROT + LNLSGR
C&I %
8.07%
−25.7%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICLNCI + LNLSGR