Skip to main content
BDI
CO

Capital One, National Association

Mclean, VirginiaFDIC Cert #4297

OCCEstablished 1933263 branches

Holding company: CAPITAL ONE FINANCIAL CORPRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.99%
−13.5%y/y
Peer standing67th percentile
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICP3ASSET + LNLSGR
90+ %
1.27%
+4.6%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
0.40%
−30.0%y/y
Peer standing33rd percentile
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICNAASSET + LNLSGR
Noncurrent %
1.67%
−6.4%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.13%
−5.4%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$7.56B
+29.6%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
3.62%
+6.4%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICNTLNLS + LNLSGR
NCO
$3.85B
+40.6%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
5.28%
+7.6%y/y
Percentile by value17th percentileby value
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICLNATRES + LNLSGR
30–89
$8.93B
+19.4%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICP3ASSET
90+
$5.7B
+44.5%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICP9ASSET
Nonaccrual
$1.79B
−3.3%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 201 — Credit card specialty banks having assets greater than $ 3 billion
FDICNAASSET