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BDI
BC

BCB Community Bank

Bayonne, New JerseyFDIC Cert #35541

STATEEstablished 200027 branches

Holding company: BCB BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.90%
+14.0%y/y
Peer standing3rd percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
2.22%
−33.7%y/y
Peer standing6th percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
2.22%
−33.8%y/y
Peer standing9th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.98%
−30.9%y/y
Peer standing6th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$64.8M
−35.0%y/y
Peer standing16th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.55%
+4.0%y/y
Peer standing12th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
$3.9M
−6.0%y/y
Peer standing15th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.21%
−30.1%y/y
Percentile by value58th percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$51.1M
+3.3%y/y
Peer standing6th percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$59.8M
−40.0%y/y
Peer standing13th percentile
Peer standing in asset:3b_10b
FDICNAASSET