$729M
+0.8%y/y
Percentile by value11th percentileby value
FDIC
LNLSGRB
BankFirst
Norfolk, NebraskaFDIC Cert #20130
STATEEstablished 197014 branches
Holding company: NORTH CENTRAL BCORP INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $53.1M |
| Investor CRE | $110M |
| Multifamily | $7.75M |
| Construction | $128M |
| 1–4 family | $105M |
| C&I | $60.3M |
| Agriculture | $261M |
| Other | $3.61M |
Loan book
Reported balances and balance-sheet intensity.
$717M
+0.9%y/y
Percentile by value11th percentileby value
FDIC
LNLSNET+0.91%
−92.4%y/y
Percentile by value19th percentileby value
FDIC
LNLSNET95.6%
−1.4%y/y
Percentile by value82nd percentileby value
FDIC
LNLSNET + DEP59.6%
−7.7%y/y
Percentile by value17th percentileby value
FDIC
LNLSNET + ASSET72.67%
+3.9%y/y
Percentile by value23rd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
129%
+1.1%y/y
Percentile by value13th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC67%
+35.3%y/y
Percentile by value68th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,517points
+1.9%y/y
Peer standing86th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD7.28%
+0.7%y/y
Percentile by value16th percentileby value
FDIC
LNRENROW + LNLSGR15.10%
−10.1%y/y
Percentile by value32nd percentileby value
FDIC
LNRENROT + LNLSGR8.28%
−17.8%y/y
Percentile by value33rd percentileby value
FDIC
LNCI + LNLSGR