$158M
+2.8%y/y
Percentile by value37th percentileby value
FDIC
ASSETWM
WSB Municipal Bank
Watertown, New YorkFDIC Cert #7274
STATEEstablished 19131 branch
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $164M | $145M |
| Q3 2021 | $171M | $145M |
| Q4 2021 | $175M | $137M |
| Q1 2022 | $171M | $160M |
| Q2 2022 | $165M | $119M |
| Q3 2022 | $162M | $123M |
| Q4 2022 | $167M | $97.1M |
| Q1 2023 | $167M | $125M |
| Q2 2023 | $155M | $106M |
| Q3 2023 | $156M | $111M |
| Q4 2023 | $149M | $97.4M |
| Q1 2024 | $149M | $124M |
| Q2 2024 | $147M | $113M |
| Q3 2024 | $150M | $124M |
| Q4 2024 | $149M | $106M |
| Q1 2025 | $154M | $122M |
| Q2 2025 | $150M | $105M |
| Q3 2025 | $153M | $111M |
| Q4 2025 | $153M | $96.3M |
| Q1 2026 | $158M | $120M |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$120M
−1.8%y/y
Percentile by value26th percentileby value
FDIC
DEP$0
Percentile by value0th percentileby value
FDIC
LNLSGR$0
Percentile by value0th percentileby value
FDIC
LNLSNET$150M
+4.3%y/y
Percentile by value100th percentileby value
FDIC
SC$6.56M
−24.1%y/y
Percentile by value23rd percentileby value
FDIC
CHBAL$135M
+0.1%y/y
Percentile by value33rd percentileby value
FDIC
LIAB$22.9M
+22.1%y/y
Peer standing63rd percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$1.03M
+52.1%y/y
Peer standing8th percentile
FDIC
NIM + NONII$1.03M
+52.1%y/y
Peer standing13th percentile
FDIC
NIM$0
Peer standing0th percentile
FDIC
NONII$0
Percentile by value6th percentileby value
FDIC
ELNATR$999K
+54.6%y/y
Peer standing80th percentile
FDIC
PTAXNETINC$781K
+53.4%y/y
Peer standing74th percentile
FDIC
NETINC