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BDI
WS

Winnsboro State Bank & Trust Company

Winnsboro, LouisianaFDIC Cert #10533

STATEEstablished 19025 branches

Holding company: WINNSBORO BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$257M$215M
Q3 2021$265M$224M
Q4 2021$263M$224M
Q1 2022$270M$231M
Q2 2022$297M$258M
Q3 2022$290M$253M
Q4 2022$303M$245M
Q1 2023$323M$279M
Q2 2023$328M$278M
Q3 2023$339M$287M
Q4 2023$344M$281M
Q1 2024$349M$286M
Q2 2024$355M$289M
Q3 2024$346M$282M
Q4 2024$337M$284M
Q1 2025$363M$318M
Q2 2025$386M$339M
Q3 2025$381M$332M
Q4 2025$397M$341M
Q1 2026$413M$364M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$413M
+13.6%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$364M
+14.5%y/y
Percentile by value33rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$318M
+17.5%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$315M
+17.6%y/y
Percentile by value45th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$42.6M
+1.9%y/y
Percentile by value21st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$34.9M
+0.6%y/y
Percentile by value51st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$369M
+14.4%y/y
Percentile by value30th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$43.7M
+8.0%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$4.85M
+23.0%y/y
Peer standing41st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$4.45M
+26.1%y/y
Peer standing47th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$400K
−3.4%y/y
Peer standing34th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$310K
+453.6%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$1.4M
+14.2%y/y
Peer standing30th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$1.4M
+14.2%y/y
Peer standing40th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC