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BDI
WD

Western Dakota Bank

Timber Lake, South DakotaFDIC Cert #492

STATEEstablished 19192 branches

Holding company: WESTERN DAKOTA HOLDING CORegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$50.9M$46.7M
Q3 2021$52.6M$48.2M
Q4 2021$59M$54.7M
Q1 2022$59.6M$55M
Q2 2022$65.2M$60.7M
Q3 2022$66.5M$62.1M
Q4 2022$69.7M$64.4M
Q1 2023$68.6M$62.8M
Q2 2023$67.1M$61.4M
Q3 2023$65.6M$59.7M
Q4 2023$72.8M$66.4M
Q1 2024$73.4M$66.7M
Q2 2024$74M$67.4M
Q3 2024$70.9M$63.8M
Q4 2024$76.1M$68.8M
Q1 2025$76.3M$68.7M
Q2 2025$78.2M$70.7M
Q3 2025$77.8M$69.9M
Q4 2025$85.9M$77.7M
Q1 2026$89.2M$80.9M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$89.2M
+17.0%y/y
Percentile by value81st percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICASSET
Deposits
$80.9M
+17.8%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICDEP
Gross loans
$25.3M
+3.4%y/y
Percentile by value16th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSGR
Net loans
$24.9M
+3.3%y/y
Percentile by value16th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSNET
Securities
$1.83M
−62.0%y/y
Percentile by value9th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICSC
Cash
$59M
+33.4%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICCHBAL
Liabilities
$81.2M
+17.8%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLIAB
Equity
$7.97M
+9.4%y/y
Peer standing42nd percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$661K
+3.1%y/y
Peer standing34th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNIM + NONII
NII
$609K
+3.4%y/y
Peer standing34th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNIM
Noninterest income
$52K
0.0%y/y
Peer standing48th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNONII
Provision
$12K
+100.0%y/y
Percentile by value71st percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICELNATR
Pretax income
$207K
−10.8%y/y
Peer standing46th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICPTAXNETINC
Net income
$195K
−11.4%y/y
Peer standing48th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNETINC