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BDI
WB

Westamerica Bank

San Rafael, CaliforniaFDIC Cert #3430

STATEEstablished 188475 branches

Holding company: WESTAMERICA BCORPRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$7.11B$6.08B
Q3 2021$7.36B$6.29B
Q4 2021$7.42B$6.42B
Q1 2022$7.26B$6.41B
Q2 2022$7.18B$6.42B
Q3 2022$7.14B$6.5B
Q4 2022$6.91B$6.23B
Q1 2023$6.66B$5.9B
Q2 2023$6.54B$5.71B
Q3 2023$6.52B$5.7B
Q4 2023$6.32B$5.48B
Q1 2024$6.42B$5.36B
Q2 2024$6.27B$5.13B
Q3 2024$6.12B$5.07B
Q4 2024$6.04B$5.01B
Q1 2025$5.93B$4.88B
Q2 2025$5.79B$4.75B
Q3 2025$5.88B$4.8B
Q4 2025$5.92B$4.84B
Q1 2026$5.83B$4.79B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$5.83B
−1.7%y/y
Percentile by value63rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$4.79B
−1.8%y/y
Percentile by value60th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$696M
−9.7%y/y
Percentile by value2nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$685M
−9.5%y/y
Percentile by value2nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$4.4B
+7.9%y/y
Percentile by value99th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$399M
−45.2%y/y
Percentile by value71st percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$5.21B
−2.0%y/y
Percentile by value63rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$615M
+0.3%y/y
Peer standing63rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$62.4M
−6.0%y/y
Peer standing65th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$52.2M
−6.5%y/y
Peer standing67th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$10.2M
−3.2%y/y
Peer standing60th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
−$300K
+45.5%y/y
Percentile by value12th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$36.2M
−12.6%y/y
Peer standing86th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$26.8M
−12.8%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC