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BDI
WB

Westamerica Bank

San Rafael, CaliforniaFDIC Cert #3430

STATEEstablished 188475 branches

Holding company: WESTAMERICA BCORPRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.55%
−10.9%y/y
Peer standing27th percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.04%
+10.7%y/y
Peer standing24th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.17%
Peer standing85th percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.21%
+476.5%y/y
Peer standing85th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.02%
+429.8%y/y
Peer standing96th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.44M
+420.6%y/y
Peer standing95th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.07%
−57.0%y/y
Peer standing49th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
$122K
−61.4%y/y
Peer standing70th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.60%
−11.2%y/y
Percentile by value90th percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$3.84M
−19.5%y/y
Peer standing80th percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$277K
0.0%y/y
Peer standing39th percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$1.17M
Peer standing94th percentile
Peer standing in asset:3b_10b
FDICNAASSET