1.33%
+1,948.1%y/y
Peer standing19th percentile
FDIC
P3ASSET + LNLSGRWS
West Shore Bank
Ludington, MichiganFDIC Cert #14929
STATEEstablished 18989 branches
Holding company: WEST SHORE BANK CORPRegulator: FDIC
FDIC
CERT + OFFDOMDelinquency, loss & reserves
Credit
Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.
As of Q1 2026
Problem credits
Reported delinquent and nonperforming exposures, shown as balances and ratios.
0.00%
Peer standing100th percentile
FDIC
P9ASSET + LNLSGR0.27%
+247.6%y/y
Peer standing55th percentile
FDIC
NAASSET + LNLSGR0.27%
+247.6%y/y
Peer standing61st percentile
FDIC
P9ASSET + NAASSET + LNLSGR0.21%
+254.6%y/y
Peer standing61st percentile
FDIC
P9ASSET + NAASSET + ORE + ASSET$1.72M
+277.2%y/y
Peer standing49th percentile
FDIC
P9ASSET + NAASSET + ORELoss & allowance
Recognized charge-offs and the allowance held against the loan portfolio.
0.00%
−89.0%y/y
Peer standing50th percentile
FDIC
NTLNLS + LNLSGR$7K
−87.9%y/y
Peer standing46th percentile
FDIC
NTLNLS + DRLNLS + CRLNLS0.96%
−0.4%y/y
Percentile by value17th percentileby value
FDIC
LNATRES + LNLSGR$8.51M
+2,122.5%y/y
Peer standing7th percentile
FDIC
P3ASSET$0
Peer standing100th percentile
FDIC
P9ASSET$1.72M
+277.2%y/y
Peer standing41st percentile
FDIC
NAASSET