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BDI
WM

West Michigan Community Bank

Hudsonville, MichiganFDIC Cert #22308

STATEEstablished 19768 branches

Holding company: NORTHSTAR FINANCIAL GROUP INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$781M$671M
Q3 2021$798M$686M
Q4 2021$865M$755M
Q1 2022$847M$737M
Q2 2022$827M$730M
Q3 2022$884M$751M
Q4 2022$903M$763M
Q1 2023$930M$761M
Q2 2023$945M$785M
Q3 2023$938M$810M
Q4 2023$954M$823M
Q1 2024$991M$818M
Q2 2024$1B$866M
Q3 2024$1.04B$885M
Q4 2024$1.05B$940M
Q1 2025$1.06B$926M
Q2 2025$1.07B$930M
Q3 2025$1.12B$965M
Q4 2025$1.19B$1.05B
Q1 2026$1.2B$1.05B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.2B
+12.5%y/y
Percentile by value23rd percentileby value
Peer standing in ubpr:primary:4
FDICASSET
Deposits
$1.05B
+13.8%y/y
Percentile by value25th percentileby value
Peer standing in ubpr:primary:4
FDICDEP
Gross loans
$1.04B
+13.1%y/y
Percentile by value45th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$1.03B
+13.0%y/y
Percentile by value45th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Securities
$92.2M
+9.7%y/y
Percentile by value16th percentileby value
Peer standing in ubpr:primary:4
FDICSC
Cash
$23.6M
+9.3%y/y
Percentile by value8th percentileby value
Peer standing in ubpr:primary:4
FDICCHBAL
Liabilities
$1.09B
+12.8%y/y
Percentile by value25th percentileby value
Peer standing in ubpr:primary:4
FDICLIAB
Equity
$103M
+9.5%y/y
Peer standing12th percentile
Peer standing in ubpr:primary:4
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$11.9M
+11.5%y/y
Peer standing21st percentile
Peer standing in ubpr:primary:4
FDICNIM + NONII
NII
$10.6M
+11.7%y/y
Peer standing24th percentile
Peer standing in ubpr:primary:4
FDICNIM
Noninterest income
$1.36M
+9.5%y/y
Peer standing28th percentile
Peer standing in ubpr:primary:4
FDICNONII
Provision
$730K
−38.4%y/y
Percentile by value74th percentileby value
Peer standing in ubpr:primary:4
FDICELNATR
Pretax income
$5.07M
+38.9%y/y
Peer standing38th percentile
Peer standing in ubpr:primary:4
FDICPTAXNETINC
Net income
$4.09M
+38.1%y/y
Peer standing38th percentile
Peer standing in ubpr:primary:4
FDICNETINC