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BDI
WF

Wells Fargo Bank, National Association

Sioux Falls, South DakotaFDIC Cert #3511

OCCEstablished 18704,176 branches

Holding company: WELLS FARGO&COMPANYRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.45%
−16.6%y/y
Peer standing39th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP3ASSET + LNLSGR
90+ %
0.34%
−30.8%y/y
Peer standing14th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
0.85%
−4.7%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNAASSET + LNLSGR
Noncurrent %
1.18%
−13.9%y/y
Peer standing18th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.65%
−11.1%y/y
Peer standing21st percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$12B
−3.8%y/y
Peer standing4th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.48%
+3.6%y/y
Peer standing32nd percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNTLNLS + LNLSGR
NCO
$1.1B
+8.6%y/y
Peer standing11th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.41%
−11.6%y/y
Percentile by value57th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLNATRES + LNLSGR
30–89
$4.47B
−6.8%y/y
Peer standing7th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP3ASSET
90+
$3.31B
−22.6%y/y
Peer standing4th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP9ASSET
Nonaccrual
$8.37B
+6.5%y/y
Peer standing4th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNAASSET