$2.24B
+26.9%y/y
Percentile by value98th percentileby value
FDIC
LNLSGRWB
Wayne Bank
Honesdale, PennsylvaniaFDIC Cert #698
STATEEstablished 187134 branches
Holding company: NORWOOD FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $449M |
| Investor CRE | $346M |
| Multifamily | $91M |
| Construction | $106M |
| 1–4 family | $537M |
| C&I | $225M |
| Agriculture | $90.3M |
| Other | $395M |
Loan book
Reported balances and balance-sheet intensity.
$2.21B
+27.0%y/y
Percentile by value98th percentileby value
FDIC
LNLSNET+26.96%
+207.4%y/y
Percentile by value95th percentileby value
FDIC
LNLSNET87.8%
+1.0%y/y
Percentile by value57th percentileby value
FDIC
LNLSNET + DEP76.0%
+3.5%y/y
Percentile by value64th percentileby value
FDIC
LNLSNET + ASSET73.50%
+7.4%y/y
Percentile by value23rd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
198%
+52.6%y/y
Percentile by value40th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC39%
+57.7%y/y
Percentile by value40th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,371points
+6.2%y/y
Peer standing93rd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD20.04%
−8.3%y/y
Percentile by value86th percentileby value
FDIC
LNRENROW + LNLSGR15.47%
+42.5%y/y
Percentile by value35th percentileby value
FDIC
LNRENROT + LNLSGR10.04%
−1.0%y/y
Percentile by value50th percentileby value
FDIC
LNCI + LNLSGR